Nashville vs Philadelphia

Tennessee Legal but Limited | Pennsylvania Legal with Permit

Disclaimer: General information only — not legal advice. Verify with your local government.

Nashville, Tennessee
Status Legal but Limited
Permit Fee $313 permit fee
Tax Rate 6% Short-Term Rental Property Tax + state/local sales tax
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine $50/day for operating without permit; civil penalties up to $500,000 for repeated violations
Philadelphia, Pennsylvania
Status Legal with Permit
Permit Fee $50 Limited Lodging license
Tax Rate 8.5% Hotel Tax + sales tax
Day Limit 180 days/year
Renewal Annual
Platform Tax Yes
Max Fine $300/day for unlicensed rental

Philadelphia has more favorable STR regulations overall.

Nashville Overview

Owner-occupied permits allowed in all zones. Non-owner-occupied permits frozen — no new applications accepted in most residential zones since 2015. Existing non-owner permits are non-transferable.

Full Nashville guide →

Philadelphia Overview

Limited Lodging license required. Primary residence only, capped at 180 days/year for unhosted rentals. Hosted (owner-present) stays have no day cap. Must carry liability insurance.

Full Philadelphia guide →

Frequently Asked Questions

Is it easier to Airbnb in Nashville or Philadelphia?
Nashville is classified as "Legal but Limited" while Philadelphia is "Legal with Permit." Nashville's permit fee is $313 permit fee compared to $50 Limited Lodging license in Philadelphia.
Which city has higher STR taxes — Nashville or Philadelphia?
Nashville charges 6% Short-Term Rental Property Tax + state/local sales tax, while Philadelphia charges 8.5% Hotel Tax + sales tax. Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Nashville: $50/day for operating without permit; civil penalties up to $500,000 for repeated violations. Philadelphia: $300/day for unlicensed rental.