Miami vs Washington DC

Florida Restricted | District of Columbia Legal but Limited

Disclaimer: General information only — not legal advice. Verify with your local government.

Miami, Florida
Status Restricted
Permit Fee $150 city certificate + state DBPR license fee
Tax Rate 13% (6% state + 5% county tourist dev. + 2% city resort tax)
Day Limit No limit
Renewal Annual (city); Biennial (state)
Platform Tax Yes
Max Fine $20,000 lien per violation by code enforcement
Washington DC, District of Columbia
Status Legal but Limited
Permit Fee $104.50 for 2-year license
Tax Rate 14.5% combined (sales tax on accommodations + transient lodging tax)
Day Limit 90 days/year
Renewal Every 2 years
Platform Tax Yes
Max Fine $500 first violation; $2,000 second; $6,000 third + license revocation

Washington DC has more favorable STR regulations overall.

Miami Overview

STRs restricted to commercially zoned or mixed-use areas. Single-family residential neighborhoods generally prohibit STRs. State preemption law limits some local regulations. Both city Certificate of Use and state DBPR license required.

Full Miami guide →

Washington DC Overview

Primary residence only (must qualify for Homestead Deduction). Hosted stays have no day cap. Vacation rentals (unhosted) capped at 90 nights/year. Must carry $250K liability insurance.

Full Washington DC guide →

Frequently Asked Questions

Is it easier to Airbnb in Miami or Washington DC?
Miami is classified as "Restricted" while Washington DC is "Legal but Limited." Miami's permit fee is $150 city certificate + state DBPR license fee compared to $104.50 for 2-year license in Washington DC.
Which city has higher STR taxes — Miami or Washington DC?
Miami charges 13% (6% state + 5% county tourist dev. + 2% city resort tax), while Washington DC charges 14.5% combined (sales tax on accommodations + transient lodging tax). Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Miami: $20,000 lien per violation by code enforcement. Washington DC: $500 first violation; $2,000 second; $6,000 third + license revocation.