Miami vs Santa Fe
Florida Restricted | New Mexico Legal but Limited
Disclaimer: General information only — not legal advice. Verify with your local government.
| Requirement | Miami, Florida | Santa Fe, New Mexico |
|---|---|---|
| Legality Status | Restricted | Legal but Limited |
| Permit Fee | $150 city certificate + state DBPR license fee | $100 one-time application + $325/year permit and business license |
| Tax Rate | 13% (6% state + 5% county tourist dev. + 2% city resort tax) | ~8.44% gross receipts tax + 7.1% lodgers' tax |
| Annual Day Limit | No limit | No limit |
| Renewal Interval | Annual (city); Biennial (state) | Annual |
| Platform Remits Taxes | Yes | Yes |
| Max Fine Example | $20,000 lien per violation by code enforcement | Up to $500/day for operating without permit |
| Verdict | Santa Fe has more favorable STR regulations overall. | |
Miami, Florida
Status Restricted
Permit Fee $150 city certificate + state DBPR license fee
Tax Rate 13% (6% state + 5% county tourist dev. + 2% city resort tax)
Day Limit No limit
Renewal Annual (city); Biennial (state)
Platform Tax Yes
Max Fine $20,000 lien per violation by code enforcement
Santa Fe, New Mexico
Status Legal but Limited
Permit Fee $100 one-time application + $325/year permit and business license
Tax Rate ~8.44% gross receipts tax + 7.1% lodgers' tax
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine Up to $500/day for operating without permit
Santa Fe has more favorable STR regulations overall.
Miami Overview
STRs restricted to commercially zoned or mixed-use areas. Single-family residential neighborhoods generally prohibit STRs. State preemption law limits some local regulations. Both city Certificate of Use and state DBPR license required.
Full Miami guide →Santa Fe Overview
Residential zone STRs capped at 1,000 citywide permits; one per person; must be 50+ feet from another STR. Rentals limited to once per 7-day period (except Nov 15–Jan 15). Local operator must respond within 1 hour.
Full Santa Fe guide →Frequently Asked Questions
Is it easier to Airbnb in Miami or Santa Fe?
Miami is classified as "Restricted" while Santa Fe is "Legal but Limited." Miami's permit fee is $150 city certificate + state DBPR license fee compared to $100 one-time application + $325/year permit and business license in Santa Fe.
Which city has higher STR taxes — Miami or Santa Fe?
Miami charges 13% (6% state + 5% county tourist dev. + 2% city resort tax), while Santa Fe charges ~8.44% gross receipts tax + 7.1% lodgers' tax. Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Miami: $20,000 lien per violation by code enforcement. Santa Fe: Up to $500/day for operating without permit.