Miami vs New York City
Florida Restricted | New York Effectively Banned
Disclaimer: General information only — not legal advice. Verify with your local government.
| Requirement | Miami, Florida | New York City, New York |
|---|---|---|
| Legality Status | Restricted | Effectively Banned |
| Permit Fee | $150 city certificate + state DBPR license fee | $145 registration fee (OSE) |
| Tax Rate | 13% (6% state + 5% county tourist dev. + 2% city resort tax) | 5.875% hotel room occupancy tax + state/city sales tax |
| Annual Day Limit | No limit | No limit |
| Renewal Interval | Annual (city); Biennial (state) | Every 2 years |
| Platform Remits Taxes | Yes | Yes |
| Max Fine Example | $20,000 lien per violation by code enforcement | $5,000 first offense; up to $7,500 for subsequent violations |
| Verdict | Miami has more favorable STR regulations overall. | |
Miami, Florida
Status Restricted
Permit Fee $150 city certificate + state DBPR license fee
Tax Rate 13% (6% state + 5% county tourist dev. + 2% city resort tax)
Day Limit No limit
Renewal Annual (city); Biennial (state)
Platform Tax Yes
Max Fine $20,000 lien per violation by code enforcement
New York City, New York
Status Effectively Banned
Permit Fee $145 registration fee (OSE)
Tax Rate 5.875% hotel room occupancy tax + state/city sales tax
Day Limit No limit
Renewal Every 2 years
Platform Tax Yes
Max Fine $5,000 first offense; up to $7,500 for subsequent violations
Miami has more favorable STR regulations overall.
Miami Overview
STRs restricted to commercially zoned or mixed-use areas. Single-family residential neighborhoods generally prohibit STRs. State preemption law limits some local regulations. Both city Certificate of Use and state DBPR license required.
Full Miami guide →New York City Overview
Local Law 18 (2023) requires hosts to register with OSE, be present during stays, and limits guests to 2. Entire-apartment rentals under 30 days are effectively banned. Only hosted stays with the owner present are permitted.
Full New York City guide →Frequently Asked Questions
Is it easier to Airbnb in Miami or New York City?
Miami is classified as "Restricted" while New York City is "Effectively Banned." Miami's permit fee is $150 city certificate + state DBPR license fee compared to $145 registration fee (OSE) in New York City.
Which city has higher STR taxes — Miami or New York City?
Miami charges 13% (6% state + 5% county tourist dev. + 2% city resort tax), while New York City charges 5.875% hotel room occupancy tax + state/city sales tax. Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Miami: $20,000 lien per violation by code enforcement. New York City: $5,000 first offense; up to $7,500 for subsequent violations.