Miami vs Nashville

Florida Restricted | Tennessee Legal but Limited

Disclaimer: General information only — not legal advice. Verify with your local government.

Miami, Florida
Status Restricted
Permit Fee $150 city certificate + state DBPR license fee
Tax Rate 13% (6% state + 5% county tourist dev. + 2% city resort tax)
Day Limit No limit
Renewal Annual (city); Biennial (state)
Platform Tax Yes
Max Fine $20,000 lien per violation by code enforcement
Nashville, Tennessee
Status Legal but Limited
Permit Fee $313 permit fee
Tax Rate 6% Short-Term Rental Property Tax + state/local sales tax
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine $50/day for operating without permit; civil penalties up to $500,000 for repeated violations

Nashville has more favorable STR regulations overall.

Miami Overview

STRs restricted to commercially zoned or mixed-use areas. Single-family residential neighborhoods generally prohibit STRs. State preemption law limits some local regulations. Both city Certificate of Use and state DBPR license required.

Full Miami guide →

Nashville Overview

Owner-occupied permits allowed in all zones. Non-owner-occupied permits frozen — no new applications accepted in most residential zones since 2015. Existing non-owner permits are non-transferable.

Full Nashville guide →

Frequently Asked Questions

Is it easier to Airbnb in Miami or Nashville?
Miami is classified as "Restricted" while Nashville is "Legal but Limited." Miami's permit fee is $150 city certificate + state DBPR license fee compared to $313 permit fee in Nashville.
Which city has higher STR taxes — Miami or Nashville?
Miami charges 13% (6% state + 5% county tourist dev. + 2% city resort tax), while Nashville charges 6% Short-Term Rental Property Tax + state/local sales tax. Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Miami: $20,000 lien per violation by code enforcement. Nashville: $50/day for operating without permit; civil penalties up to $500,000 for repeated violations.