Miami vs Minneapolis

Florida Restricted | Minnesota Legal with Permit

Disclaimer: General information only — not legal advice. Verify with your local government.

Miami, Florida
Status Restricted
Permit Fee $150 city certificate + state DBPR license fee
Tax Rate 13% (6% state + 5% county tourist dev. + 2% city resort tax)
Day Limit No limit
Renewal Annual (city); Biennial (state)
Platform Tax Yes
Max Fine $20,000 lien per violation by code enforcement
Minneapolis, Minnesota
Status Legal with Permit
Permit Fee $64 short-term rental registration fee
Tax Rate 6.875% state sales tax + up to 3% Minneapolis entertainment tax (~10% combined)
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine Up to $2,000 per violation; license revocation for repeated offenses

Minneapolis has more favorable STR regulations overall.

Permits & Licensing

Miami charges $150 city certificate + state DBPR license fee for STR licensing, while Minneapolis charges $64 short-term rental registration fee. Miami renewal is annual (city); biennial (state), and Minneapolis renewal is annual. Overall, Minneapolis has a more permissive regulatory environment (Legal with Permit) compared to Miami (Restricted).

Tax Obligations

In Miami, hosts pay 13% (6% state + 5% county tourist dev. + 2% city resort tax). In Minneapolis, hosts pay 6.875% state sales tax + up to 3% Minneapolis entertainment tax (~10% combined). Both cities benefit from automatic platform tax collection through Airbnb and similar services, simplifying compliance for hosts.

Day Limits & Restrictions

Neither city imposes an annual day limit on short-term rentals, giving hosts year-round flexibility.

Fines & Enforcement

Hosts operating without a permit in Miami face penalties including $20,000 lien per violation by code enforcement. In Minneapolis, violations can result in Up to $2,000 per violation; license revocation for repeated offenses. Both cities actively enforce their STR regulations, so securing proper licensing before listing is essential in either market.

Miami Overview

STRs restricted to commercially zoned or mixed-use areas. Single-family residential neighborhoods generally prohibit STRs. State preemption law limits some local regulations. Both city Certificate of Use and state DBPR license required.

Contact: Miami Planning & Zoning — (305) 416-1400

Full Miami guide →

Minneapolis Overview

Owners limited to one STR property plus their homesteaded residence; buildings with 20+ units capped at 10% STR units. $300,000 liability insurance and neighbor notification required.

Contact: Inspections Services Division — (612) 673-3000

Full Minneapolis guide →

Frequently Asked Questions

Is it easier to Airbnb in Miami or Minneapolis?
Miami is classified as "Restricted" while Minneapolis is "Legal with Permit." Miami's permit fee is $150 city certificate + state DBPR license fee compared to $64 short-term rental registration fee in Minneapolis. Overall, Minneapolis has a more host-friendly regulatory environment.
Which city has higher STR taxes — Miami or Minneapolis?
Miami charges 13% (6% state + 5% county tourist dev. + 2% city resort tax), while Minneapolis charges 6.875% state sales tax + up to 3% Minneapolis entertainment tax (~10% combined).
Which city has stricter fines for illegal short-term rentals?
Miami: $20,000 lien per violation by code enforcement. Minneapolis: Up to $2,000 per violation; license revocation for repeated offenses. Both cities actively enforce STR regulations, so proper licensing is essential.
Do Miami and Minneapolis have day limits for Airbnb?
Miami has no annual day limit. Minneapolis has no annual day limit.
Which city is better for first-time Airbnb hosts — Miami or Minneapolis?
For new hosts, consider the total cost of entry: Miami charges $150 city certificate + state DBPR license fee for permits with 13% (6% state + 5% county tourist dev. + 2% city resort tax) in taxes. Minneapolis charges $64 short-term rental registration fee with 6.875% state sales tax + up to 3% Minneapolis entertainment tax (~10% combined). Automatic tax collection in Miami and Minneapolis makes compliance easier for beginners.