Miami vs Minneapolis

Florida Restricted | Minnesota Legal with Permit

Disclaimer: General information only — not legal advice. Verify with your local government.

Miami, Florida
Status Restricted
Permit Fee $150 city certificate + state DBPR license fee
Tax Rate 13% (6% state + 5% county tourist dev. + 2% city resort tax)
Day Limit No limit
Renewal Annual (city); Biennial (state)
Platform Tax Yes
Max Fine $20,000 lien per violation by code enforcement
Minneapolis, Minnesota
Status Legal with Permit
Permit Fee $64 short-term rental registration fee
Tax Rate 6.875% state sales tax + up to 3% Minneapolis entertainment tax (~10% combined)
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine Up to $2,000 per violation; license revocation for repeated offenses

Minneapolis has more favorable STR regulations overall.

Miami Overview

STRs restricted to commercially zoned or mixed-use areas. Single-family residential neighborhoods generally prohibit STRs. State preemption law limits some local regulations. Both city Certificate of Use and state DBPR license required.

Full Miami guide →

Minneapolis Overview

Owners limited to one STR property plus their homesteaded residence; buildings with 20+ units capped at 10% STR units. $300,000 liability insurance and neighbor notification required.

Full Minneapolis guide →

Frequently Asked Questions

Is it easier to Airbnb in Miami or Minneapolis?
Miami is classified as "Restricted" while Minneapolis is "Legal with Permit." Miami's permit fee is $150 city certificate + state DBPR license fee compared to $64 short-term rental registration fee in Minneapolis.
Which city has higher STR taxes — Miami or Minneapolis?
Miami charges 13% (6% state + 5% county tourist dev. + 2% city resort tax), while Minneapolis charges 6.875% state sales tax + up to 3% Minneapolis entertainment tax (~10% combined). Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Miami: $20,000 lien per violation by code enforcement. Minneapolis: Up to $2,000 per violation; license revocation for repeated offenses.