Jersey City vs Santa Fe
New Jersey Restricted | New Mexico Legal but Limited
Disclaimer: General information only — not legal advice. Verify with your local government.
| Requirement | Jersey City, New Jersey | Santa Fe, New Mexico |
|---|---|---|
| Legality Status | Restricted | Legal but Limited |
| Permit Fee | $250 initial application + $200 annual renewal | $100 one-time application + $325/year permit and business license |
| Tax Rate | 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee | ~8.44% gross receipts tax + 7.1% lodgers' tax |
| Annual Day Limit | 60 days/year | No limit |
| Renewal Interval | Annual | Annual |
| Platform Remits Taxes | Yes | Yes |
| Max Fine Example | $1,500–$2,000 first offense; up to $5,000+ for repeat violations | Up to $500/day for operating without permit |
| Verdict | Santa Fe has more favorable STR regulations overall. | |
Jersey City, New Jersey
Status Restricted
Permit Fee $250 initial application + $200 annual renewal
Tax Rate 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee
Day Limit 60 days/year
Renewal Annual
Platform Tax Yes
Max Fine $1,500–$2,000 first offense; up to $5,000+ for repeat violations
Santa Fe, New Mexico
Status Legal but Limited
Permit Fee $100 one-time application + $325/year permit and business license
Tax Rate ~8.44% gross receipts tax + 7.1% lodgers' tax
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine Up to $500/day for operating without permit
Santa Fe has more favorable STR regulations overall.
Jersey City Overview
Adopted after 2019 voter referendum. Owner-occupied only — tenants and rent-controlled units prohibited. Unhosted stays capped at 60 nights/year. Only buildings with fewer than 4 units eligible.
Full Jersey City guide →Santa Fe Overview
Residential zone STRs capped at 1,000 citywide permits; one per person; must be 50+ feet from another STR. Rentals limited to once per 7-day period (except Nov 15–Jan 15). Local operator must respond within 1 hour.
Full Santa Fe guide →Frequently Asked Questions
Is it easier to Airbnb in Jersey City or Santa Fe?
Jersey City is classified as "Restricted" while Santa Fe is "Legal but Limited." Jersey City's permit fee is $250 initial application + $200 annual renewal compared to $100 one-time application + $325/year permit and business license in Santa Fe.
Which city has higher STR taxes — Jersey City or Santa Fe?
Jersey City charges 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee, while Santa Fe charges ~8.44% gross receipts tax + 7.1% lodgers' tax. Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Jersey City: $1,500–$2,000 first offense; up to $5,000+ for repeat violations. Santa Fe: Up to $500/day for operating without permit.