Jersey City vs San Diego

New Jersey Restricted | California Legal with Permit

Disclaimer: General information only — not legal advice. Verify with your local government.

Jersey City, New Jersey
Status Restricted
Permit Fee $250 initial application + $200 annual renewal
Tax Rate 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee
Day Limit 60 days/year
Renewal Annual
Platform Tax Yes
Max Fine $1,500–$2,000 first offense; up to $5,000+ for repeat violations
San Diego, California
Status Legal with Permit
Permit Fee Tier 1: $226; Tier 2: $317; Tier 3/4: $1,170 (includes application + license)
Tax Rate 11.75%–13.75% TOT (varies by zone proximity to Convention Center)
Day Limit 20 days/year
Renewal Biennial
Platform Tax Yes
Max Fine $1,000 per violation; criminal misdemeanor charges for continued violations

San Diego has more favorable STR regulations overall.

Jersey City Overview

Adopted after 2019 voter referendum. Owner-occupied only — tenants and rent-controlled units prohibited. Unhosted stays capped at 60 nights/year. Only buildings with fewer than 4 units eligible.

Full Jersey City guide →

San Diego Overview

Four-tier license system with caps: Tier 3 limited to 1% of housing units; Tier 4 (Mission Beach) capped at 30% and at capacity. Only one license per host; licenses are non-transferable.

Full San Diego guide →

Frequently Asked Questions

Is it easier to Airbnb in Jersey City or San Diego?
Jersey City is classified as "Restricted" while San Diego is "Legal with Permit." Jersey City's permit fee is $250 initial application + $200 annual renewal compared to Tier 1: $226; Tier 2: $317; Tier 3/4: $1,170 (includes application + license) in San Diego.
Which city has higher STR taxes — Jersey City or San Diego?
Jersey City charges 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee, while San Diego charges 11.75%–13.75% TOT (varies by zone proximity to Convention Center). Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Jersey City: $1,500–$2,000 first offense; up to $5,000+ for repeat violations. San Diego: $1,000 per violation; criminal misdemeanor charges for continued violations.