Jersey City vs New York City
New Jersey Restricted | New York Effectively Banned
Disclaimer: General information only — not legal advice. Verify with your local government.
| Requirement | Jersey City, New Jersey | New York City, New York |
|---|---|---|
| Legality Status | Restricted | Effectively Banned |
| Permit Fee | $250 initial application + $200 annual renewal | $145 registration fee (OSE) |
| Tax Rate | 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee | 5.875% hotel room occupancy tax + state/city sales tax |
| Annual Day Limit | 60 days/year | No limit |
| Renewal Interval | Annual | Every 2 years |
| Platform Remits Taxes | Yes | Yes |
| Max Fine Example | $1,500–$2,000 first offense; up to $5,000+ for repeat violations | $5,000 first offense; up to $7,500 for subsequent violations |
| Verdict | Jersey City has more favorable STR regulations overall. | |
Jersey City, New Jersey
Status Restricted
Permit Fee $250 initial application + $200 annual renewal
Tax Rate 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee
Day Limit 60 days/year
Renewal Annual
Platform Tax Yes
Max Fine $1,500–$2,000 first offense; up to $5,000+ for repeat violations
New York City, New York
Status Effectively Banned
Permit Fee $145 registration fee (OSE)
Tax Rate 5.875% hotel room occupancy tax + state/city sales tax
Day Limit No limit
Renewal Every 2 years
Platform Tax Yes
Max Fine $5,000 first offense; up to $7,500 for subsequent violations
Jersey City has more favorable STR regulations overall.
Jersey City Overview
Adopted after 2019 voter referendum. Owner-occupied only — tenants and rent-controlled units prohibited. Unhosted stays capped at 60 nights/year. Only buildings with fewer than 4 units eligible.
Full Jersey City guide →New York City Overview
Local Law 18 (2023) requires hosts to register with OSE, be present during stays, and limits guests to 2. Entire-apartment rentals under 30 days are effectively banned. Only hosted stays with the owner present are permitted.
Full New York City guide →Frequently Asked Questions
Is it easier to Airbnb in Jersey City or New York City?
Jersey City is classified as "Restricted" while New York City is "Effectively Banned." Jersey City's permit fee is $250 initial application + $200 annual renewal compared to $145 registration fee (OSE) in New York City.
Which city has higher STR taxes — Jersey City or New York City?
Jersey City charges 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee, while New York City charges 5.875% hotel room occupancy tax + state/city sales tax. Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Jersey City: $1,500–$2,000 first offense; up to $5,000+ for repeat violations. New York City: $5,000 first offense; up to $7,500 for subsequent violations.