Jersey City vs Minneapolis

New Jersey Restricted | Minnesota Legal with Permit

Disclaimer: General information only — not legal advice. Verify with your local government.

Jersey City, New Jersey
Status Restricted
Permit Fee $250 initial application + $200 annual renewal
Tax Rate 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee
Day Limit 60 days/year
Renewal Annual
Platform Tax Yes
Max Fine $1,500–$2,000 first offense; up to $5,000+ for repeat violations
Minneapolis, Minnesota
Status Legal with Permit
Permit Fee $64 short-term rental registration fee
Tax Rate 6.875% state sales tax + up to 3% Minneapolis entertainment tax (~10% combined)
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine Up to $2,000 per violation; license revocation for repeated offenses

Minneapolis has more favorable STR regulations overall.

Permits & Licensing

Jersey City charges $250 initial application + $200 annual renewal for STR licensing, while Minneapolis charges $64 short-term rental registration fee. Jersey City renewal is annual, and Minneapolis renewal is annual. Overall, Minneapolis has a more permissive regulatory environment (Legal with Permit) compared to Jersey City (Restricted).

Tax Obligations

In Jersey City, hosts pay 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee. In Minneapolis, hosts pay 6.875% state sales tax + up to 3% Minneapolis entertainment tax (~10% combined). Both cities benefit from automatic platform tax collection through Airbnb and similar services, simplifying compliance for hosts.

Day Limits & Restrictions

Jersey City imposes a 60-night annual limit, while Minneapolis has no annual cap — a significant advantage for high-volume hosts.

Fines & Enforcement

Hosts operating without a permit in Jersey City face penalties including $1,500–$2,000 first offense; up to $5,000+ for repeat violations. In Minneapolis, violations can result in Up to $2,000 per violation; license revocation for repeated offenses. Both cities actively enforce their STR regulations, so securing proper licensing before listing is essential in either market.

Jersey City Overview

Adopted after 2019 voter referendum. Owner-occupied only — tenants and rent-controlled units prohibited. Unhosted stays capped at 60 nights/year. Only buildings with fewer than 4 units eligible.

Contact: Division of Housing Preservation — (201) 547-4821

Full Jersey City guide →

Minneapolis Overview

Owners limited to one STR property plus their homesteaded residence; buildings with 20+ units capped at 10% STR units. $300,000 liability insurance and neighbor notification required.

Contact: Inspections Services Division — (612) 673-3000

Full Minneapolis guide →

Frequently Asked Questions

Is it easier to Airbnb in Jersey City or Minneapolis?
Jersey City is classified as "Restricted" while Minneapolis is "Legal with Permit." Jersey City's permit fee is $250 initial application + $200 annual renewal compared to $64 short-term rental registration fee in Minneapolis. Overall, Minneapolis has a more host-friendly regulatory environment.
Which city has higher STR taxes — Jersey City or Minneapolis?
Jersey City charges 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee, while Minneapolis charges 6.875% state sales tax + up to 3% Minneapolis entertainment tax (~10% combined).
Which city has stricter fines for illegal short-term rentals?
Jersey City: $1,500–$2,000 first offense; up to $5,000+ for repeat violations. Minneapolis: Up to $2,000 per violation; license revocation for repeated offenses. Both cities actively enforce STR regulations, so proper licensing is essential.
Do Jersey City and Minneapolis have day limits for Airbnb?
Jersey City limits STRs to 60 nights per year. Minneapolis has no annual day limit.
Which city is better for first-time Airbnb hosts — Jersey City or Minneapolis?
For new hosts, consider the total cost of entry: Jersey City charges $250 initial application + $200 annual renewal for permits with 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee in taxes. Minneapolis charges $64 short-term rental registration fee with 6.875% state sales tax + up to 3% Minneapolis entertainment tax (~10% combined). Automatic tax collection in Jersey City and Minneapolis makes compliance easier for beginners.