Jersey City vs Miami

New Jersey Restricted | Florida Restricted

Disclaimer: General information only — not legal advice. Verify with your local government.

Jersey City, New Jersey
Status Restricted
Permit Fee $250 initial application + $200 annual renewal
Tax Rate 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee
Day Limit 60 days/year
Renewal Annual
Platform Tax Yes
Max Fine $1,500–$2,000 first offense; up to $5,000+ for repeat violations
Miami, Florida
Status Restricted
Permit Fee $150 city certificate + state DBPR license fee
Tax Rate 13% (6% state + 5% county tourist dev. + 2% city resort tax)
Day Limit No limit
Renewal Annual (city); Biennial (state)
Platform Tax Yes
Max Fine $20,000 lien per violation by code enforcement

Both cities have comparable STR regulatory environments.

Permits & Licensing

Jersey City charges $250 initial application + $200 annual renewal for STR licensing, while Miami charges $150 city certificate + state DBPR license fee. Jersey City renewal is annual, and Miami renewal is annual (city); biennial (state). Both cities share a similar regulatory stance, classified as "Restricted."

Tax Obligations

In Jersey City, hosts pay 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee. In Miami, hosts pay 13% (6% state + 5% county tourist dev. + 2% city resort tax). Both cities benefit from automatic platform tax collection through Airbnb and similar services, simplifying compliance for hosts.

Day Limits & Restrictions

Jersey City imposes a 60-night annual limit, while Miami has no annual cap — a significant advantage for high-volume hosts.

Fines & Enforcement

Hosts operating without a permit in Jersey City face penalties including $1,500–$2,000 first offense; up to $5,000+ for repeat violations. In Miami, violations can result in $20,000 lien per violation by code enforcement. Both cities actively enforce their STR regulations, so securing proper licensing before listing is essential in either market.

Jersey City Overview

Adopted after 2019 voter referendum. Owner-occupied only — tenants and rent-controlled units prohibited. Unhosted stays capped at 60 nights/year. Only buildings with fewer than 4 units eligible.

Contact: Division of Housing Preservation — (201) 547-4821

Full Jersey City guide →

Miami Overview

STRs restricted to commercially zoned or mixed-use areas. Single-family residential neighborhoods generally prohibit STRs. State preemption law limits some local regulations. Both city Certificate of Use and state DBPR license required.

Contact: Miami Planning & Zoning — (305) 416-1400

Full Miami guide →

Frequently Asked Questions

Is it easier to Airbnb in Jersey City or Miami?
Jersey City is classified as "Restricted" while Miami is "Restricted." Jersey City's permit fee is $250 initial application + $200 annual renewal compared to $150 city certificate + state DBPR license fee in Miami. Both cities have comparable regulatory frameworks.
Which city has higher STR taxes — Jersey City or Miami?
Jersey City charges 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee, while Miami charges 13% (6% state + 5% county tourist dev. + 2% city resort tax).
Which city has stricter fines for illegal short-term rentals?
Jersey City: $1,500–$2,000 first offense; up to $5,000+ for repeat violations. Miami: $20,000 lien per violation by code enforcement. Both cities actively enforce STR regulations, so proper licensing is essential.
Do Jersey City and Miami have day limits for Airbnb?
Jersey City limits STRs to 60 nights per year. Miami has no annual day limit.
Which city is better for first-time Airbnb hosts — Jersey City or Miami?
For new hosts, consider the total cost of entry: Jersey City charges $250 initial application + $200 annual renewal for permits with 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee in taxes. Miami charges $150 city certificate + state DBPR license fee with 13% (6% state + 5% county tourist dev. + 2% city resort tax). Automatic tax collection in Jersey City and Miami makes compliance easier for beginners.