Indianapolis vs Santa Fe
Indiana Legal with Permit | New Mexico Legal but Limited
Disclaimer: General information only — not legal advice. Verify with your local government.
| Requirement | Indianapolis, Indiana | Santa Fe, New Mexico |
|---|---|---|
| Legality Status | Legal with Permit | Legal but Limited |
| Permit Fee | $150 one-time registration fee per property | $100 one-time application + $325/year permit and business license |
| Tax Rate | 7% Indiana sales tax + 10% Marion County innkeeper's tax (17% combined) | ~8.44% gross receipts tax + 7.1% lodgers' tax |
| Annual Day Limit | No limit | No limit |
| Renewal Interval | Annual | Annual |
| Platform Remits Taxes | Yes | Yes |
| Max Fine Example | Up to $500 per violation; permit revocation after three violations | Up to $500/day for operating without permit |
| Verdict | Indianapolis has more favorable STR regulations overall. | |
Indianapolis, Indiana
Status Legal with Permit
Permit Fee $150 one-time registration fee per property
Tax Rate 7% Indiana sales tax + 10% Marion County innkeeper's tax (17% combined)
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine Up to $500 per violation; permit revocation after three violations
Santa Fe, New Mexico
Status Legal but Limited
Permit Fee $100 one-time application + $325/year permit and business license
Tax Rate ~8.44% gross receipts tax + 7.1% lodgers' tax
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine Up to $500/day for operating without permit
Indianapolis has more favorable STR regulations overall.
Indianapolis Overview
Indiana state law prevents municipalities from banning STRs but allows permitting. Hosts must collect and remit gross retail tax and Marion County innkeeper's tax.
Full Indianapolis guide →Santa Fe Overview
Residential zone STRs capped at 1,000 citywide permits; one per person; must be 50+ feet from another STR. Rentals limited to once per 7-day period (except Nov 15–Jan 15). Local operator must respond within 1 hour.
Full Santa Fe guide →Frequently Asked Questions
Is it easier to Airbnb in Indianapolis or Santa Fe?
Indianapolis is classified as "Legal with Permit" while Santa Fe is "Legal but Limited." Indianapolis's permit fee is $150 one-time registration fee per property compared to $100 one-time application + $325/year permit and business license in Santa Fe.
Which city has higher STR taxes — Indianapolis or Santa Fe?
Indianapolis charges 7% Indiana sales tax + 10% Marion County innkeeper's tax (17% combined), while Santa Fe charges ~8.44% gross receipts tax + 7.1% lodgers' tax. Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Indianapolis: Up to $500 per violation; permit revocation after three violations. Santa Fe: Up to $500/day for operating without permit.