Indianapolis vs Orlando
Indiana Legal with Permit | Florida Restricted
Disclaimer: General information only — not legal advice. Verify with your local government.
| Requirement | Indianapolis, Indiana | Orlando, Florida |
|---|---|---|
| Legality Status | Legal with Permit | Restricted |
| Permit Fee | $150 one-time registration fee per property | $100 city permit + state DBPR license |
| Tax Rate | 7% Indiana sales tax + 10% Marion County innkeeper's tax (17% combined) | 12.5% (6% state + 6% county tourist dev. + 0.5% city) |
| Annual Day Limit | No limit | No limit |
| Renewal Interval | Annual | Annual (city); Biennial (state) |
| Platform Remits Taxes | Yes | Yes |
| Max Fine Example | Up to $500 per violation; permit revocation after three violations | $250–$500/day for code violations |
| Verdict | Indianapolis has more favorable STR regulations overall. | |
Indianapolis, Indiana
Status Legal with Permit
Permit Fee $150 one-time registration fee per property
Tax Rate 7% Indiana sales tax + 10% Marion County innkeeper's tax (17% combined)
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine Up to $500 per violation; permit revocation after three violations
Orlando, Florida
Status Restricted
Permit Fee $100 city permit + state DBPR license
Tax Rate 12.5% (6% state + 6% county tourist dev. + 0.5% city)
Day Limit No limit
Renewal Annual (city); Biennial (state)
Platform Tax Yes
Max Fine $250–$500/day for code violations
Indianapolis has more favorable STR regulations overall.
Indianapolis Overview
Indiana state law prevents municipalities from banning STRs but allows permitting. Hosts must collect and remit gross retail tax and Marion County innkeeper's tax.
Full Indianapolis guide →Orlando Overview
STRs are prohibited in most single-family residential zoning districts. Allowed in tourist-commercial zones and some mixed-use areas. Florida state law preempts local bans enacted after June 2011, creating a complex legal landscape.
Full Orlando guide →Frequently Asked Questions
Is it easier to Airbnb in Indianapolis or Orlando?
Indianapolis is classified as "Legal with Permit" while Orlando is "Restricted." Indianapolis's permit fee is $150 one-time registration fee per property compared to $100 city permit + state DBPR license in Orlando.
Which city has higher STR taxes — Indianapolis or Orlando?
Indianapolis charges 7% Indiana sales tax + 10% Marion County innkeeper's tax (17% combined), while Orlando charges 12.5% (6% state + 6% county tourist dev. + 0.5% city). Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Indianapolis: Up to $500 per violation; permit revocation after three violations. Orlando: $250–$500/day for code violations.