Indianapolis vs Miami
Indiana Legal with Permit | Florida Restricted
Disclaimer: General information only — not legal advice. Verify with your local government.
| Requirement | Indianapolis, Indiana | Miami, Florida |
|---|---|---|
| Legality Status | Legal with Permit | Restricted |
| Permit Fee | $150 one-time registration fee per property | $150 city certificate + state DBPR license fee |
| Tax Rate | 7% Indiana sales tax + 10% Marion County innkeeper's tax (17% combined) | 13% (6% state + 5% county tourist dev. + 2% city resort tax) |
| Annual Day Limit | No limit | No limit |
| Renewal Interval | Annual | Annual (city); Biennial (state) |
| Platform Remits Taxes | Yes | Yes |
| Max Fine Example | Up to $500 per violation; permit revocation after three violations | $20,000 lien per violation by code enforcement |
| Verdict | Indianapolis has more favorable STR regulations overall. | |
Indianapolis, Indiana
Status Legal with Permit
Permit Fee $150 one-time registration fee per property
Tax Rate 7% Indiana sales tax + 10% Marion County innkeeper's tax (17% combined)
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine Up to $500 per violation; permit revocation after three violations
Miami, Florida
Status Restricted
Permit Fee $150 city certificate + state DBPR license fee
Tax Rate 13% (6% state + 5% county tourist dev. + 2% city resort tax)
Day Limit No limit
Renewal Annual (city); Biennial (state)
Platform Tax Yes
Max Fine $20,000 lien per violation by code enforcement
Indianapolis has more favorable STR regulations overall.
Indianapolis Overview
Indiana state law prevents municipalities from banning STRs but allows permitting. Hosts must collect and remit gross retail tax and Marion County innkeeper's tax.
Full Indianapolis guide →Miami Overview
STRs restricted to commercially zoned or mixed-use areas. Single-family residential neighborhoods generally prohibit STRs. State preemption law limits some local regulations. Both city Certificate of Use and state DBPR license required.
Full Miami guide →Frequently Asked Questions
Is it easier to Airbnb in Indianapolis or Miami?
Indianapolis is classified as "Legal with Permit" while Miami is "Restricted." Indianapolis's permit fee is $150 one-time registration fee per property compared to $150 city certificate + state DBPR license fee in Miami.
Which city has higher STR taxes — Indianapolis or Miami?
Indianapolis charges 7% Indiana sales tax + 10% Marion County innkeeper's tax (17% combined), while Miami charges 13% (6% state + 5% county tourist dev. + 2% city resort tax). Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Indianapolis: Up to $500 per violation; permit revocation after three violations. Miami: $20,000 lien per violation by code enforcement.