Denver vs Jersey City

Colorado Legal with Permit | New Jersey Restricted

Disclaimer: General information only — not legal advice. Verify with your local government.

Denver, Colorado
Status Legal with Permit
Permit Fee $100 license fee
Tax Rate 10.75% Lodger's Tax (combined city/county/state)
Day Limit No limit
Renewal Every 2 years
Platform Tax Yes
Max Fine $999/day for unlicensed operation
Jersey City, New Jersey
Status Restricted
Permit Fee $250 initial application + $200 annual renewal
Tax Rate 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee
Day Limit 60 days/year
Renewal Annual
Platform Tax Yes
Max Fine $1,500–$2,000 first offense; up to $5,000+ for repeat violations

Denver has more favorable STR regulations overall.

Denver Overview

Only primary residences may be used as STRs. Hosts must obtain a Short-Term Rental license. No cap on rental days. Accessory dwelling units on the same lot are also eligible.

Full Denver guide →

Jersey City Overview

Adopted after 2019 voter referendum. Owner-occupied only — tenants and rent-controlled units prohibited. Unhosted stays capped at 60 nights/year. Only buildings with fewer than 4 units eligible.

Full Jersey City guide →

Frequently Asked Questions

Is it easier to Airbnb in Denver or Jersey City?
Denver is classified as "Legal with Permit" while Jersey City is "Restricted." Denver's permit fee is $100 license fee compared to $250 initial application + $200 annual renewal in Jersey City.
Which city has higher STR taxes — Denver or Jersey City?
Denver charges 10.75% Lodger's Tax (combined city/county/state), while Jersey City charges 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee. Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Denver: $999/day for unlicensed operation. Jersey City: $1,500–$2,000 first offense; up to $5,000+ for repeat violations.