Chicago vs Sedona

Illinois Legal but Limited | Arizona Legal with Permit

Disclaimer: General information only — not legal advice. Verify with your local government.

Chicago, Illinois
Status Legal but Limited
Permit Fee $250 annual registration fee
Tax Rate 10.5% combined city tax (4.5% Hotel Accommodations + 6% Shared Housing Surcharge) + 1% Cook County
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine $1,500–$5,000 per offense; each day is a separate offense
Sedona, Arizona
Status Legal with Permit
Permit Fee $210/year
Tax Rate 13.3%–13.9% combined (varies by county portion — Yavapai vs Coconino)
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine $500 first violation; $1,000 second; $3,500 third; up to $1,000/month without permit

Sedona has more favorable STR regulations overall.

Chicago Overview

Must be host's primary residence; buildings with 5+ units limited to no more than 6 STR units; Restricted Residential Zones and Prohibited Buildings List apply. $1M commercial general liability insurance required.

Full Chicago guide →

Sedona Overview

Sedona straddles Yavapai and Coconino counties, so tax rates vary. Each unit needs its own permit. Special events (weddings, retreats) strictly prohibited. 24/7 complaint hotline: (928) 203-5110.

Full Sedona guide →

Frequently Asked Questions

Is it easier to Airbnb in Chicago or Sedona?
Chicago is classified as "Legal but Limited" while Sedona is "Legal with Permit." Chicago's permit fee is $250 annual registration fee compared to $210/year in Sedona.
Which city has higher STR taxes — Chicago or Sedona?
Chicago charges 10.5% combined city tax (4.5% Hotel Accommodations + 6% Shared Housing Surcharge) + 1% Cook County, while Sedona charges 13.3%–13.9% combined (varies by county portion — Yavapai vs Coconino). Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Chicago: $1,500–$5,000 per offense; each day is a separate offense. Sedona: $500 first violation; $1,000 second; $3,500 third; up to $1,000/month without permit.