Charlotte vs Jersey City

North Carolina Legal with Permit | New Jersey Restricted

Disclaimer: General information only — not legal advice. Verify with your local government.

Charlotte, North Carolina
Status Legal with Permit
Permit Fee Business license required; contact city for current fee
Tax Rate ~15.25% combined (7.25% state+local sales + 8% Mecklenburg County room occupancy tax)
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine $500/day for continued non-compliance
Jersey City, New Jersey
Status Restricted
Permit Fee $250 initial application + $200 annual renewal
Tax Rate 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee
Day Limit 60 days/year
Renewal Annual
Platform Tax Yes
Max Fine $1,500–$2,000 first offense; up to $5,000+ for repeat violations

Charlotte has more favorable STR regulations overall.

Charlotte Overview

Charlotte removed STR-specific zoning regulations from its UDO in April 2022, making it one of NC's most permissive markets. Hosts must still obtain a business license and register for Mecklenburg County room occupancy tax.

Full Charlotte guide →

Jersey City Overview

Adopted after 2019 voter referendum. Owner-occupied only — tenants and rent-controlled units prohibited. Unhosted stays capped at 60 nights/year. Only buildings with fewer than 4 units eligible.

Full Jersey City guide →

Frequently Asked Questions

Is it easier to Airbnb in Charlotte or Jersey City?
Charlotte is classified as "Legal with Permit" while Jersey City is "Restricted." Charlotte's permit fee is Business license required; contact city for current fee compared to $250 initial application + $200 annual renewal in Jersey City.
Which city has higher STR taxes — Charlotte or Jersey City?
Charlotte charges ~15.25% combined (7.25% state+local sales + 8% Mecklenburg County room occupancy tax), while Jersey City charges 6% municipal occupancy tax + 6.625% state sales + 5% state occupancy fee. Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Charlotte: $500/day for continued non-compliance. Jersey City: $1,500–$2,000 first offense; up to $5,000+ for repeat violations.