Charleston vs Charlotte

South Carolina Restricted | North Carolina Legal with Permit

Disclaimer: General information only — not legal advice. Verify with your local government.

Charleston, South Carolina
Status Restricted
Permit Fee $250 (24–72 nights/yr) or $1,500 (72+ nights/yr) + $200 zoning review fee
Tax Rate ~14% combined (5% state sales + 2% state accommodations + 2% county + 2% city + local option taxes)
Day Limit No limit
Renewal Annual
Platform Tax No
Max Fine Up to $1,087/day or 30 days jail; criminal prosecution possible
Charlotte, North Carolina
Status Legal with Permit
Permit Fee Business license required; contact city for current fee
Tax Rate ~15.25% combined (7.25% state+local sales + 8% Mecklenburg County room occupancy tax)
Day Limit No limit
Renewal Annual
Platform Tax Yes
Max Fine $500/day for continued non-compliance

Charlotte has more favorable STR regulations overall.

Charleston Overview

Whole-house STRs are effectively banned; at least one full-time resident must sleep on-site each night. Max 4 adult guests. Charleston is one of the few U.S. cities that criminally prosecutes illegal STR operators. $1M liability insurance required.

Full Charleston guide →

Charlotte Overview

Charlotte removed STR-specific zoning regulations from its UDO in April 2022, making it one of NC's most permissive markets. Hosts must still obtain a business license and register for Mecklenburg County room occupancy tax.

Full Charlotte guide →

Frequently Asked Questions

Is it easier to Airbnb in Charleston or Charlotte?
Charleston is classified as "Restricted" while Charlotte is "Legal with Permit." Charleston's permit fee is $250 (24–72 nights/yr) or $1,500 (72+ nights/yr) + $200 zoning review fee compared to Business license required; contact city for current fee in Charlotte.
Which city has higher STR taxes — Charleston or Charlotte?
Charleston charges ~14% combined (5% state sales + 2% state accommodations + 2% county + 2% city + local option taxes), while Charlotte charges ~15.25% combined (7.25% state+local sales + 8% Mecklenburg County room occupancy tax). Compare the full breakdown in the table above.
Which city has stricter fines for illegal short-term rentals?
Charleston: Up to $1,087/day or 30 days jail; criminal prosecution possible. Charlotte: $500/day for continued non-compliance.